Choosing a College

grapeshenry asked:


Please note: I mean after the main one of courses, teachers, academic status etc. I mean more of the social aspects.

What do you wish you could change about your choice and why?

Nicholas

Robert Alan asked:


College student credit cards allow you to find the most benefit in funding your education, your expenses and even a little fun (just a little) while you are away at school. There are a variety of credit card companies that offering multiple college credit card products targeted for students. If you are interested in these opportunities, you should first commit to investing the time to thoroughly research the landscape of credit cards for college students. These cards can provide the following benefits:

* Fund your expenses at school

* Vehicle that provides an opportunity to manage your finances more effectively

* Begin building your credit score for future use, providing opportunity to obtain lower APR’s and higher credit limits

* Provide a credit history foundation for home loans, car loans and other big purchase ticket items requiring credit

How To Choose College Student Credit Cards

While on the lookout for college student credit cards, there are many things to consider. The opportunities are not hard to find as there is a wide selection offered by the likes of Discover, Chase, Citibank and American Express. Yet, there is more to finding the best college credit cards than just these things. Doing your homework is critical or you could end up wasting a lot of money.

Here are some additional things to consider:

* What is the APR? This is the single most important aspect of any credit card. It is the price tag, so to speak, that the card will charge you for effectively renting their money. Find the lowest APR that you can. The higher the APR the more you will pay if you carry a monthly balance so be wary of those high APR’s.

* Are there any fees? Often times, there are annual membership and cash advance fees on college student credit cards. Yet, at this point, you need to insure that you get the card offering the least expensive APR’s and associated costs possible from the very beginning.

* Does the card require a co-signer? As a young student, you might be brand new to the credit game. As such, you may have to have a parent or another individual (also known as a “co-borrower”) with good credit sign the application. This effectively reduces the risk to the card issuer of default on your account. You may also be able to get a lower interest rate if you go this route.

* A good choice for parents? Parents can often use college student credit cards to help fund their child’s expense requirements while at school. They can even help the parents carefully monitor where the card is being used.

College student credit cards give students and young people the ability a credit vehicle for purchase activities but also offer a significant opportunity to build credit. College credit cards allow you to fund your education while simultaneously providing a solid credit foundation. Yet, it is extremely important for you to invest some time looking at the many varied offers. This way, you can feel confident in getting the overall best product for your needs. At a bare minimum, be sure to compare at least 3 to 4 college student credit cards to determine what each of them can offer you.



Neil

JohnC asked:


I am an undergraduate freshman majoring in biology and aiming to be a surgeon. I planned out my schedule for next semester (spring), and I can squeeze in another class, but I’m having difficulty decided what class to choose. None of the classes interests me and I’m not crazy about any subject. Does anyone have any suggestions for classes I can take next semester. It could be for fun or have something to do with my career goal and major.
I have taken calc and planned out all the pre-med courses. But i have vacant spot for an elective.

Francis

Jullie Harvard asked:


Online education has been designed to fit for working adults who want to earn a degree without interference with their current job. Hence, if you are a working individual who has college experience but no degree, you could complete your studies with a degree through an online education program. Many online schools will allow you to transfer your previous credits and earn a degree in shorter period of time. Here are steps you will need to do to finish your college degree online.

Step 1: Evaluate whether online learning is right for you

Although online education has many advantages that can benefit you, but it might not be a good option if your lifestyle cannot fit the requirements for becoming a successful online student. A successful online student must be able to allocate his time to cover for both his study and other responsibility. Additionally, a successful online student must have self-motivation to learn independently and has a high level of reading comprehension. You should evaluate yourself to see whether online learning is right for you before your decide to take the degree online.

Step 2: Find an online college

If you plan to use the degree to help in your career, then it is important that you only choose the online degree program offered by an accredited online college and it has a good reputation. You also want to find a degree program which gives a maximum flexibility to plan your study schedule if you have an unfixed working hour. Although most online colleges allow their students to study at their own pace, there are some schools require their students to log-in into a virtual classroom at a specific day and time. Be sure you are able to fit to the time if the program you choose has fixed virtual classroom schedule, else you should only go for online degree program that offers full self-pace study.

Step 3: Chose a major

You may choose to study in general area of a degree field or major in a specialization area. However, many jobs only require a general “bachelor” degree, unless you are choose a career that required professional expertise that required you to have a specialization in any particular field.

Step 4: Submit your transcripts

Once you have been accepted to an online degree program, you may need to have your previous schools to send an official transcript to the online college for admission review.

Step 5: Speak With College Counselor

Before you sign up the online degree program, talk with the college counselor if you have any questions and concerns. Then, ask for transcript review clarification to ensure you have most credit transfer to your new degree so that you can save your money and complete the degree courses in the shortest period of time.

Step 6: Attend Online Classes

Your college counselor should provide you with a list of courses that are required to complete your degree. Most online courses allow you to plan your study time according to your schedule. Plan your study time probably so that it won’t crash with your working and family time; then, follow the schedule accordingly, you will be well on your way to complete a college degree.

Summary

Going back to study and finish your college degree can be a challenge for a working individual. But, online education can provide you with the best option to stay focus on your job, family while completing your college degree.



Eva

Vince Shorb asked:


According to recent reports there is a financial crisis sweeping the country has affected everybody, but college student have been some of the hardest hit. Many people forget to consider is how it will affect their children’s college education.

Now days it is tough to get a student loan and this is even affecting many current students. Unfortunately, more are more students are dropping out of college due to financial reasons. Many universities have made cuts to their class schedule which forces many college students to stay in school for several more years to earn their degree. This often leaves them with a large college debt bill when they finally do graduate.

One of the best things one can do in a climate of economic challenge is to get a college education. For many high school students, a college education is something they were working towards for many years. Yet when many do graduate high school they are unprepared for the financial challenges that await them in college.

Since financial education is not required in most high schools and many parents are not able to teach this to their children either - it is up to colleges to give them a financial literacy program they need to succeed. This not only will help the students but also the colleges themselves. College financial literacy programs will help them retain students, boost their graduation rate and earn a highly respected reputation.

Providing a college financial literacy program will help your students be responsible with their money and this is a crucial part of preparing them for college and beyond. One great way to do this is through college financial literacy programs and we’ll take a look at how these programs can make a difference in your student’s college success.

College financial literacy programs are designed to getting students ready to be financially responsible. Plus this involves them picking up real world life skills that will help them succeed after college. A practical college financial literacy program should include: the mental game of money, having a proper relationship with money, what accounts to open, how to evaluate loans, how to build credit, investments, how to use credit and debit cards responsibly, and deciding the difference between a need and a want.

College financial literacy programs should teach your students about finances in a way they relate too. Financial literacy presentations, curriculum and other programs should instill these skills in a way that educates and entertains. Since college age students learn much more effectively through entertainment than just the run of the mill boring presentation.

College financial literacy programs are the beginning to solving the problems that are faced by so many people today. They will help your students make a big difference in their life and will help them to develop responsible, effective spending habits.



Viola

Allen Anderson asked:


With the gaining popularity of the Internet over the past 25 years, thousands of online schools have cropped up across the US and Canada - some good and some not so much. And, while there are a lot of excellent online colleges and universities that are fully accredited and qualified to provide quality undergraduate and degree programs, there are also quite a few diploma mills that will issue unimpressive credentials not worth a second glance. The choices can be overwhelming, so let’s start with some basic guidelines to choosing the right online school.

First and foremost, whether you are researching online colleges and universities, or traditional, campus-based colleges, you should be sure to verify that your school is accredited by an agency recognized by either the United States Department of Education (USDE) or the Council for Higher Education Accreditation (CHEA) or both. Schools that are accredited by these agencies must pass the same rigorous criteria as campus-based schools, and their educational worth is assured if they carry these credentials.

There are also regional accrediting agencies that can add value to your diploma or degree from an online school. Even though online studies can theoretically be accessed from any state, the school you choose will necessarily have a physical base that is housed in a particular state, and there are several agencies that are authorized to accredit online colleges and universities by region. These regional accrediting agencies would include the Southern Association of Schools and Colleges, Western Association of Schools and Colleges, Northwestern Association of Schools and Colleges, Middle States Association of Schools and Colleges, New England Association of Schools and Colleges, and the North Central Association Commission on Accreditation and School Improvement.

Next, take a long and careful look at the specific online degree programs that are being offered. As an example, you will qualify to enroll in an online master degree program only if you have completed your undergraduate degrees (Associate degrees and Bachelor degrees). Inquire as to the number of credit hours you will be required to commit in order to complete your chosen level of degree.

Then, find out how and when your online classes will be accessible. For instance, if the class if taught through ">teleclasses, you will most likely be required to be at your computer at a certain hour several times a week to participate in a real-time, live class. Or, will you be able to access class assignments anytime, 24 hours a day at your convenience? Are there strict time restrictions on completing assignments; or does the online course provide for a flexible learning path? These are all important considerations when selecting the right online school.

Lastly, be sure to find out if there will be any on-site visit requirements anytime during the term of your online education, and where and when these visits are expected to take place. While most online courses can be completed without ever leaving the comfort of your own home, there are some that require the students’ physical attendance for exams or practical demonstrations where you must be present to prove acquired skills (such as some of the online medical courses). Those who are unable to travel or conform to a rigid timetable will be wise to take note of these types of requirements when choosing an online course of study.

With these guidelines in mind, you should have no trouble locating excellent online schools that will completely meet or exceed your educational goals. Remember, the admissions departments of any reputable school will be happy to discuss their accreditation, credentials, tuition, financial assistance, diploma and degree programs, and any other topic that can help you decide which online school, college or university will be the best choice for you. You can start now by contacting a few promising schools on our website today and requesting in-depth information. These steps will help you develop the confidence you need to make an informed decision for a brighter future.

 

 

 

 

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Rhonda