Choosing a College

Jim McEwan asked:


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Sean asked:


I don’t know what to do. Is there anyway to invalidate the second choice or am I stuck?

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Jeff Mictabor asked:


Freshman concerns about college affordability are at a 35-year high, according to a recent survey by the Higher Education Research Institute. Of the students surveyed, 39 percent said financial aid packages — the funds schools offer them in the form of grants, scholarships, work-study awards, and student loans — played a key role in their decision of which school to attend.

College-bound seniors may even be passing up their first-choice schools because of these cost concerns, says John Pryor, the survey’s director. In 2007, although 80 percent of students were accepted at their first-choice school, only 64 percent enrolled in those schools.

Finding Money for College

If you have your heart set on your first-choice school but your financial aid package just isn’t enough to get you there, you still have other financing options available to you.

Even if you don’t qualify for need-based financial aid, or if you’ve already maxed out your need-based award, there are non–need-based scholarships and student loans you may still be eligible for.

The federal government offers non–need-based unsubsidized Stafford student loans to both undergraduate and graduate students. Graduate students may also apply for credit-based Grad PLUS student loans.

If you’re an undergrad, your parents may be able to help you with a credit-based PLUS loan, which allows parents to borrow up to your full cost of attendance.

Begin With Two Years of Community College

If you’re concerned about piling up too much debt in student loans and you’re willing to put off attending your first-choice school for a couple years, completing your first two years of college at a community college is one way to start saving and minimizing your college loan debt.

According to the College Board’s 2007 Trends in Pricing report, average tuition and fees at a community college are about $2,300, whereas average in-state tuition and fees at a four-year public university are just under $6,200. That means you could save over $7,500 over two years just by starting at a community college.

Not only will you pay less per credit hour, but as a commuter student, you’ll eliminate room and board charges for those two years.

Live at Home

Once you’re done with community college and are transferring over to a four-year school, or even if you decide to attend a four-year institution for all four years, you can still save on those room and board costs by living at home if your school’s within a reasonable driving distance.

You may not have the freedom you were hoping for when you’re still at home with your parents, but with room and board averaging $7,400 a year at public schools and almost $8,600 at private schools, the $30,000–$35,000 you’d be saving over four years may be worth it.

Pay In-State Tuition Rates

If living at home isn’t an option but you don’t mind staying close to home, consider attending a public university in your home state, either for all four years or for your two years after community college. You’ll be able to take advantage of lower tuition rates as an in-state resident, which will save you an average of $10,500 a year over out-of-state rates at a public school and about $17,500 a year over a private four-year school.

Private Student Loans

Even when you’ve minimized your tuition and living costs and taken advantage of both your need-based and non–need-based federal financial aid options, you may find you still have education-related expenses to cover.

In that case, private student loans may be able to provide the additional financial assistance you need. However, since federal student loans generally offer more attractive terms than private student loans, make sure you’ve looked at all your federal financing options first..

Learn more about private student loans and private student loan consolidation.



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all_hopeisgone asked:


im a junior in high school, and looking for a college to go to. i have realized that i can get a Surgical Technologist Diploma,(53 credits) or a Surgical Technologist Associates Degree in Applied Science.. (60 credits)

..whats the difference, and/or the best choice, details please!

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Chris Stout asked:


College is all about personal preference. You need to pick the school that’s right for you, and nobody else but you. If you have a particular university that’s high on your list, there are certain measures you can take that will improve the likelihood of you getting accepted.

Here are five tips that’ll help you get into the college of your choice.

1. Have good grades and test scores

To make the first cut, you got to have the numbers. Most universities start sifting through applicants based on minimum GPA and test score requirements. These requirements can be found in publications that rank different programs, and you can also find these minimum figures on the admissions page of your prospective college’s website. If your GPA is less than stellar, then you need to compensate with high tests scores. If your standardized test scores are below the minimum requirements, then you’ll have to pick up the slack with excellent grades.

2. Write an award winning personal essay

The personal essay is the most customizable part of your application. It tells the admissions office who you are as a person, how well you can communicate and what you will bring to the table as a potential student. Tout your successes in your essay, and use the essay as a forum to explain any anomalies in your application. Whatever you choose to write on, make sure you have a tightly organized, well-argued composition that avoids clichés and sounds original.

3. Send in quality letters of recommendation

Don’t underestimate the impact of quality letters of recommendation. If you know a teacher who would gladly take a bullet for you, then have them voice their enthusiasm in a written letter. Follow carefully when including your letters of recommendation. Some colleges require letter writers to fall under specific categories (i.e. your letter must be written by someone who has taught you in the past year). Try to collect praise from multiple enthusiastic sources, so that you appear like a well rounded student. Letters of recommendation can also be written by employers, coaches or religious leaders.

4. Don’t slack off in high school

Your high school performance, both in and out of the classroom, are vital to your application’s success. You need to have plenty of extracurricular activities, but you also need to illustrate dedication, leadership, responsibility and achievement. It’s better to excel at a few things than try and overload your schedule with fleeting tasks. Be sure to explain why you chose a specific activity, and what benefits you derived from it.

5. Apply early, and if you don’t get in at first, appeal the decision or plan to transfer

Applying early can increase your chances of getting in. Don’t wait until a day before your deadline, send your application materials in as soon as possible. There are more spots and fewer applicants at the beginning of the admission process. As the deadline draws closer, there are more applicants and few spots to fill. If you don’t get in to the school of your choice, then consider appealing the decision. If that doesn’t work, you can always go to a junior college, complete your general education requirements and the transfer in two years.

If you plan ahead and dedicate yourself to achieving your goals, then there’s nothing to prevent you from getting into the college of your choice. Whether you succeed or fail is entirely up to you.



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